Does Your Pet Have Health Insurance?
Thursday May 22, 2008
As part of this process, I am interested in what viewers are doing to cut costs while providing the best care possible. Please vote if you have insurance for your pets, and post in the "comments" below any money-saving pet care tips you can offer as well as any questions you may have about pet insurance and wellness plans. Thank you and stay tuned for new info and money saving tips for our furry friends!
Comments
As long as I can make the payments for my Pet insurance I will. But if it goes up then I will have to start looking around for a better price or just give it up. I now pay 34.00 a month and if it goes to 40 a month thats ok anything more then that and I will give it up.
I have Pet Insurance for both my dogs through Banfield Animal Hospital. It is associated with Petsmart. We pay $21.95 a month per dog. It is definitely worth it and they treat my babies as if it were their own. I highly recommend their plans to anyone.
I have VPI insurance for both my dogs. The insurance has always been prompt with their reimbursements and very pleasant when contacted by phone. Expensive, but worth it since in the past with other pets, I’ve had two with cancer, one with cardiomyopathy, one with diabetes and another with anemia–wished I would have had insurance with these pets!
I am a dog trainer and I have each of my student pet parent fill out a breed study. If they have a mixed breed we study all the breeds in their dog. They can then ask their vet what the average cost for the procedures for the illness or problem will be to them.I have them ask the insurance company if they cover the breed inherent illness. They can then consider if the payment(sometimes higher to cover that procedure)is worth the extra money.
I think a lot of us dog owners are looking for something that would cover catastrophic problems and a yearly physical exam. Maybe major illness or disease and medication. Just some suggestions, I don’t know are feasible. My dog is 6 yrs old and healthy. Thanks for trying to help. Insurance usually is too expensive.
Other than for a catastrophic illness/injury early in a pet’s life, IMO they are not worth it.
I suggest to everyone that they take the amount they would pay for the montly premiums and deposit that amount in a bank account. Every month following, deposit this amout. When you pay pet ins. and have no claim, you have nothing to show for it. However, if you deposit the monthly premiums in a bank account, it adds up and gets interest. At the end of a few years you can have a nice nest egg for a major vet bill in the future. Until used, the money continues to grow with the montly deposits and interest, for the time when it is needed.